The payment on a median-priced new home took 29.1% of median household income in 2025
Twelve payments on the median new-house price with 20% down at the year's average 30-year rate, against median household income of $87,460 · lowest 19.8% in 2020, highest 40.2% in 1984
Macro · Personal Finance · Census Bureau and Freddie Mac · 30 Dec 2025