Over the four quarters to 2026Q2, 2.57% of balances that were current or up to 60 days late became 90+ days late, below the crisis-era high of 7.93%
95.3% of balances are current · Balances $18.77 trillion · The Bank's four-quarter sum of the rates at which balances that were current or up to 60 days late became 90+ days late
Macro · Household credit · Federal Reserve Bank of New York, Household Debt and Credit Report · 29 Jun 2026